Proton Medicare

Protection for Life's WHAT IFs
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Find reliable health insurance plans, compare coverage options, and get onboarded quickly. Comprehensive health plans tailored to your needs with nationwide network and 24/7 support.

Healthcare Coverage That Works

We make health insurance simple and straightforward. Proton Medicare offers clear coverage options designed to meet your healthcare needs without complicated paperwork or hidden costs.

What we offer:

Comprehensive Coverage

Medical, dental, and vision coverage options

Flexible Plans

Choose coverage that fits your needs and budget

Licensed Agents

Get help from certified insurance professionals

Customer Support

Assistance available when you need help

Healthcare coverage with Proton Medicare - Professional medical consultation

See What sets us Apart

Reliable healthcare made simple and accessible.

Affordability
Accessibility
Flexibilty
Reliability
Exclusivity
Efficiency

Explore Available Plans

Carefully curated plans to fit your health needs and budget.

ZenCare Prime

Advanced healthcare coverage. Provided by Bastion HMO

27,000/ person monthly
Everything in Zencare prime
Unlimited outpatient coverage
Unlimited pharmacy coverage
Chronic condition treatment and management
Chronic disease medication with drug delivery and pickup at partner pharmacies
Inpatient LimitUnlimited
Outpatient LimitUnlimited

Hyprime Health Cover

Comprehensive health coverege for Individuals. Provided by Hygeia HMO.

31,500/ person monthly
Everything in ZenCare Plus
Unlimited Inpatient Limit
Unlimited Outpatient Limit
Physiotherapy Care Covered upto 10 sessions
Dental pain therapy at primary healthcare centers
Inpatient LimitUnlimited
Outpatient LimitUnlimited

Seniors Plus

Mid-tier Bastion plan for senior citizens requiring dependable cover.

95,000/ person monthly
Inpatient cover up to NGN8,000,000
Outpatient cover up to NGN5,000,000
Specialist visits for common age-related conditions
Annual comprehensive health check
Telemedicine access 24/7
Inpatient LimitUnlimited
Outpatient Limit up to ₦5,000,000

PrimeCare

Comprehensive health coverege for Individuals. Provided by Bastion HMO.

50,000/ person monthly
Everything in ZenCare Plus
Unlimited Inpatient Limit
Unlimited Outpatient Limit
Physiotherapy Care Covered upto 10 sessions
Dental pain therapy at primary healthcare centers
Inpatient LimitUnlimited
Outpatient LimitUnlimited

ZenCare Plus

All-in-one Health plan with additional benefits. Provided by Bastion HMO.

15,000/ person monthly
Everything in ZenCare
Unlimited inpatient limit
Unlimited outpatient limit
Health talks, education forums, or wellness fairs (up to 12 weeks)
Primary dental care covered up to NGN80,000
Inpatient LimitUnlimited
Outpatient LimitUnlimited

ZenCare

Classic Health plan with standard benefits. Provided by Bastion HMO.

12,000/ person monthly
All Basic features
Unlimited inpatient limit
Unlimited outpatient limit
Telehealth services
Dental, vision, and hearing coverage
Inpatient LimitUnlimited
Outpatient Limit up to ₦1,000,000

Bastion HMO FlexiCare

Enhanced Medicare coverage with premium benefits

7,500/ person monthly
Access to C-D tier hospitals
Inpatient limit up to NGN550,000
Outpatient limit up to NGN350,000
Pharmacy coverage up to NGN100,000
General ward admission with feeding
Inpatient Limit up to ₦1,000,000
Outpatient Limit up to ₦100,000

Bastion HMO Flexi-Mini

Enhanced Medicare coverage with premium benefits

3,500/ person monthly
Access to C-D tier hospitals
Pharmacy coverage up to NGN100,000
General ward admission with feeding
Specialized care coverage
Diagnostics services like X-Rays and Ultrasounds
Inpatient Limit up to ₦550,000
Outpatient Limit up to ₦350,000

Bastion HMO Flexi

Enhanced Medicare coverage with premium benefits

5,000/ person monthly
Access to C-D tier hospitals
Pharmacy coverage up to NGN100,000
General ward admission with feeding
Specialized care coverage
Diagnostics services like X-Rays and Ultrasounds
Inpatient Limit up to ₦750,000
Outpatient Limit up to ₦500,000

Hygeia HMO FlexiCare Plan

Enhanced Medicare coverage with premium benefits

5,000/ person monthly
Inpatient limit up to NGN550,000
Outpatient limit up to NGN350,000
Pharmacy coverage up to NGN100,000
General ward admission with feeding
Specialized care coverage
Inpatient Limit up to ₦550,000
Outpatient Limit up to ₦350,000

Hygeia HMO FlexiCare Plan

Enhanced Medicare coverage with premium benefits

6,000/ person monthly
Inpatient limit up to NGN550,000
Outpatient limit up to NGN350,000
Pharmacy coverage up to NGN100,000
General ward admission with feeding
Specialized care coverage
Inpatient Limit up to ₦650,000
Outpatient Limit up to ₦500,000

PrimeCare Plus

The Zenith of healthcare coverage. Provided by Bastion HMO

100,000/ person monthly
Everything in PrimeCare
Unlimited Outpatient Limit
Unlimited Outpatient Limit
[Renal care (Dialysis)] Dialysis upto 20 sessions
Cancer care-Consultation, Chemotherapy, Radiotherapy: Covered
Inpatient LimitUnlimited
Outpatient LimitUnlimited

ZenCare Senior Citizens

Standard healthcare coverage for senior citizens. Provided by Bastion HMO

31,500/ person monthly
Everything in Zencare
Unlimited prescription coverage
Private room coverage
Specialized care coverage
Chronic disease medication with drug delivery and pickup at partner pharmacies
Inpatient Limit up to ₦NGN10,000,000
Outpatient Limit up to ₦NGN10,000,000

ZenCare Plus Senior Citizens

Comprehensive healthcare coverage for seniors. Provided by Bastion HMO

55,000/ person monthly
Everything in Zencare Plus
Advanced care for seniors
Unlimited outpatient coverage
Unlimited pharmacy coverage
X-rays and ultrasounds (e.g., chest, abdominal, limb, neck, skull, lumbosacral, body joints; not limited to list)
Inpatient LimitUnlimited
Outpatient LimitUnlimited

Seniors Prime

Flagship Bastion plan tailored for seniors who want expanded cover.

150,000/ person monthly
Unlimited inpatient limit
Unlimited outpatient limit
Dedicated geriatric care coordination
Annual executive health screening
Specialist consultations in cardiology, neurology, and orthopedics
Inpatient LimitUnlimited
Outpatient LimitUnlimited

Hygeia Hybasic

Classic Health plan with standard benefits. Provided by Hygeia HMO.

12,000/ person monthly
All Basic features
Unlimited inpatient limit
Unlimited outpatient limit
Telehealth services
Dental, vision, and hearing coverage
Inpatient LimitUnlimited
Outpatient Limit up to ₦1,000,000

Care To See What Our Clients Say?

Proton Medicare made me believe that HMOs and insurance actually work in Nigeria.

Bassey

Zencare+ User

Proton Medicare made the onboarding process seamless, and the customer service is excellent.

Ochanya S.

Flexicare Mini User

The enrollment process was smooth and straightforward. I'm very satisfied with my coverage and the ongoing support I receive.

Precious E.

Zencare User

Our Partners

Bastion HMO
Hygeia HMO
MYCOVER
Bastion HMO
Hygeia HMO
MYCOVER
Bastion HMO
Hygeia HMO
MYCOVER
Bastion HMO
Hygeia HMO
MYCOVER
Bastion HMO
Hygeia HMO
MYCOVER
Bastion HMO
Hygeia HMO
MYCOVER

How It Works

From start to finish in just four simple steps.

1

Compare Plans

Browse and compare available health insurance plans.

2

Enroll Online

Complete your enrollment quickly and securely online.

3

Complete Purchase

Finish the payment process.

4

Enjoy 😀

Once you've completed the steps above, your plan is ready to use!

Frequently Asked Questions

Ready to Get Started?

Compare plans, enroll online, and get the coverage you need today