These Terms of Service ("Terms") govern your access to and use of www.protonmedicare.com and all related services provided by Proton Medicare and Health Intermediaries Limited ("we," "our," or "us").

By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access our services.

By accessing this website, you are agreeing to be bound by these Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

You must be at least 18 years of age or the age of legal majority in your jurisdiction to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

If you are using our services on behalf of a business or entity, you represent and warrant that you have the authority to bind that business or entity to these Terms.

When you create an account with us, you guarantee that the information you provide is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account.

You are responsible for maintaining the confidentiality of your account and password, including but not limited to restricting access to your computer and/or account. You agree to accept responsibility for any and all activities that occur under your account and/or password.

You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Proton Medicare and Health Intermediaries Limited provides various financial and intermediary services as described on our website. We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice.

We make no warranties or representations about the accuracy or completeness of the content provided through our services, and we assume no liability for any errors or omissions in that content.

By using our services, you agree not to:

• Use our services in any way that violates any applicable laws or regulations
• Impersonate or attempt to impersonate our company, employees, another user, or any other person
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our services
• Attempt to gain unauthorized access to our systems or user accounts
• Use our services for illegal or unauthorized purposes
• Transmit any viruses, malware, or other malicious code

The content on our website, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Proton Medicare and Health Intermediaries Limited and is protected by Nigerian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

In no event shall Proton Medicare and Health Intermediaries Limited, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the services
• Any conduct or content of any third party on the services
• Any content obtained from the services
• Unauthorized access, use, or alteration of your transmissions or content

We may terminate or suspend your account and bar access to our services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using our services or contact us to request account deletion.

These Terms shall be governed and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use our services.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: